Finance

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What is a mortgage?

What is a mortgage?

A simple, easy to understand explanation of what mortgages and construction loans are, and how they work.

Variable vs. fixed interest loans

Variable vs. fixed interest loans

Learn the difference between variable and fixed interest loans - and get the information you need to decide which is right for you.

What is equity?

What is 'equity'?

A simple, easy to understand explanation of how home equity works - and what it means to you.

What is lenders mortgage insurance?

What is Lenders Mortgage Insurance (LMI)?

A simple guide to Lenders Mortgage Insurance (LMI), explaining what it is, why you might need it and how to avoid it.

What is negative gearing?

Negative gearing, positive gearing and neutral gearing

Find out what negative gearing is, how it works, and how it can be used for deductions from your income tax.

What's the best place to get a home loan?

What's the best place to get a home loan?

A rundown of the many different types of lenders you can talk to for a loan - and what to expect from each.

Sort out your finances

Sort out your finances

Unless you're swimming in cash, finances are a very important consideration when it comes to renovating sensibly. While they aren’t usually cheap, they’re often very easy to justify in terms of the value they’re likely to add to your home.

Sort out your finances

Get finance to build

The first step to building a house is to find out how much you can afford to borrow (if you need to) - and to arrange for the necessary finance.

Tax implications for investment properties

Tax implications for investment properties

Find out what kinds of tax issues you may need to consider for your investment property.

Loan serviceability

Loan serviceability

Part of getting a home loan is ensuring you can afford repayments. Find out how 'serviceability' is assessed.

How to calculate projected rental yields

How to calculate projected rental yields

A guide to gross and net rental yields, how they're calculated and what they're used for.

Refinancing your house

Refinancing your house

Straightforward advice on what to expect if you're thinking of refinancing or consolidating your debt.

What happens if I miss my loan repayments?

What happens if I miss my loan repayments?

Find out what happens if you skip a mortgage repayment - and how to stay on good terms with your lender.

Learn more about

Insulation

BCA requirements for insulation

The Building Code of Australia sets out specific rules about how houses need to be insulated. Find out more about what's required for your house, in your state or territory.

Toilet

How to unblock a toilet

A blocked toilet can be an awful thing, and knowing the right way to unblock one can prevent a bad situation from becoming much, much worse...

Energy and water management
Lifespan, energy use and cost of light globes

Lifespan, energy use and cost of light globes

To really consider how 'efficient' different types of globes are compared to others, it's important to look beyond basic consumption. How long will they last? Will the added expense pay itself off in energy savings?

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